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[Townender]

17 yr old son, just passed his test, how the fk do i get him insured without remortgaging the house?

[Filo]

Townender wrote:

17 yr old son, just passed his test, how the fk do i get him insured without remortgaging the house?

My daughter passed her test 2 weeks ago, a Ford Ka is one of the cheapest cars to insure for a new driver, it cost £1150 for a years insurance fully comp, the policy is in her name and I am a named driver, it makes it cheaper

[rover-n-out]

Try calling One Call Insurance, and lay heavily on the Rovers supporter bit. You never know, they might add him to your insurance for a reasonable amount. Assuming you'd want to do that of course. :dry:

[DannyRovers]

Im insured on my mums car (1.4 corsa) as a named driver for £1600 with tesco, you get clubcard points aswell. Also if i decide to get my own insurence with tesco in a few years and i havnt made a claim i get 50% discount, which isnt that bad.

[Superspy]

Filo wrote:

Townender wrote:

17 yr old son, just passed his test, how the fk do i get him insured without remortgaging the house?

My daughter passed her test 2 weeks ago, a Ford Ka is one of the cheapest cars to insure for a new driver, it cost £1150 for a years insurance fully comp, the policy is in her name and I am a named driver, it makes it cheaper

unfortunately that same car for the poor lad will probably approach £2500.

DannyRovers wrote:

Im insured on my mums car (1.4 corsa) as a named driver for £1600 with tesco, you get clubcard points aswell. Also if i decide to get my own insurence with tesco in a few years and i havnt made a claim i get 50% discount, which isnt that bad.

50% off would still be shite if the original quote was £20000 lol

[not on facebook]

ask yer soon to get a part time job weekend work to help fund
the insurance.

[i_ateallthepies]

Well, when I were a lad... everybody bought a banger for their first car and insured it Third party only, that way yer premium is peanuts (comparatively speaking) and you build up your NCD that way.

Of course, today's yoof all have to have new everything.

[Townender]

I have to say, its not for the want of trying Oslo.

[Filo]

i_ateallthepies wrote:

Well, when I were a lad... everybody bought a banger for their first car and insured it Third party only, that way yer premium is peanuts (comparatively speaking) and you build up your NCD that way.

Of course, today's yoof all have to have new everything.

Fully comp was about £400 cheaper than third party for my daughter

[i_ateallthepies]

So they've got you screwed both ways... nice!

[cas rover]

Has your son considered a sex change
if he uses the nhs for the change
the insurance should work out cheaper

[Nudga]

i_ateallthepies wrote:

Well, when I were a lad... everybody bought a banger for their first car and insured it Third party only, that way yer premium is peanuts (comparatively speaking) and you build up your NCD that way.

Of course, today's yoof all have to have new everything.

Bang on that, my first car was a 1980 Citreon Visa, £400 3rd party F&T. Second car was a 1981 Ford Fiesta, £380 3rd party F&T. This was in 1994.

[gillinghamrover]

Nudga wrote:

i_ateallthepies wrote:

Well, when I were a lad... everybody bought a banger for their first car and insured it Third party only, that way yer premium is peanuts (comparatively speaking) and you build up your NCD that way.

Of course, today's yoof all have to have new everything.

Bang on that, my first car was a 1980 Citreon Visa, £400 3rd party F&T. Second car was a 1981 Ford Fiesta, £380 3rd party F&T. This was in 1994.

You know it! My first car was a X reg(1981?) Biege Austin Rusty Metro. Cost me £50 quid LESS than the bloody pram we bought for our then youngest sprog!

[retford rover]

try quinn insurance,  irish based company was certainley cheaper for newly qualified drivers

[scuzzer]

Have you not compared the meerkat.com??

[donnybel]

quinns prices have shot up and buying an old banger doesn't make hardly any difference.  Dannyrovers is my son... it has been a nightmare, I had to sell my car to get the corsa, to beable to insure him at all. It was £1600 for our daughter to go straight on her own insurance fully comp. Cheapest i could find for Dan was £2800 old or newish car.  Bloody nightmare

[Dagenham Rover]

Some insurers are offering discounted rates for younger drivers if they can fit trackers and the like to cars that send signals if the cars driven after say 10.00pm some others fit them and its on a mileage/time of day basis I don't know which companys are doing it, but there was a feature on telly fairly recently it might be worth trying to find out a bit more

[Dagenham Rover]

found one there are others I just easysearched  
\"young drivers insurance trackers\"

http://www.coverbox.co.uk/young_drivers.php

and another

http://www.i-kube.co.uk/ikube_young_drivers_car_insurance_gps_tracker/Young_Drivers_Car_Insurance/