RTA personal injury claims

[Nudga]

Has anyone ever done a personal injury claims themselves?
Just asking because I am now having to sort my own out as the original lawyers have ceased trading and no other companies want to get involved.

My query is, did you find it straight forward and fairly easy to navigate and did you get a decent outcome?
Also,  did you have to pay any upfront costs for physiotherapy?

Thanks

[BobG]

Christ Nudga.  That really is not good news.

I do not have personal experience of your situation, but I do have experience of applying to Courts in a different matter. On top of that my lad's best friend is currently, with legal support, applying to Court for restitution etc after being knocked off his motor bike by a blind car driver. Open and shut case, liability admitted.

But.... In my case I followed all the rules, did all the paperwork (not easy at all), paid all the fees, waited for weeks and weeks and was eventually told I'd not completed the paperwork correctly. The depth of the 'anality' displayed by the Court system is utterly beyond comprehension. I think you will drive yourself mad with frustration if you do it yourself. My lads' mate, having the benefit of legal support, has been told there are about 10,000 things he needs to do, and, that he can expect a Court decision in about 2 years time. Multiply that by the resubmissions you will need to make it you do it without support ...

Although it's painful, my suggestions are either bite the bullet and go for a 'no win/no fee' deal and pay up if they succeed, or pay a solicitor yourself now and add that cost to the claim. It'll be effing expensive though.

BobG

[Nudga]

Bob, I have contacted around eight solicitors and none of them were interested.  I got a load of waffle from most of them but I pressed one guy into the reasons why and he said its basically because there's no money in it for them.
One company wanted 47% of any win claim, not a chance as two months on I'm still in pain and discomfort.

I'm using a Ministry of Justice portal to navigate my way through it. I'm prepared for the long slog because I want as much as I can get out of this.
Trying to work with concussion (memory loss, stuttering) and neck and back pain is no joke.

[bobbymax]

I'm in the middle of one now with a 25%  'no win, no fee'. It's been 18 months of jumping, or rather limping and crawling through hoops, and that's with the defendant having admitted liability. I simply couldn't have faced doing the paperwork on top of that myself.

[Nudga]

I'm in the middle of one now with a 25%  'no win, no fee'. It's been 18 months of jumping, or rather limping and crawling through hoops, and that's with the defendant having admitted liability. I simply couldn't have faced doing the paperwork on top of that myself.

Crap isn't it Bobby, hpe you weren't too badly injured.

[BobG]

The whole system is designed to be useable only by lawyers It is a completely dreadful process for the layman Nudga. Good luck! And get some worry beads.

BobG

[bobbymax]

I'm in the middle of one now with a 25%  'no win, no fee'. It's been 18 months of jumping, or rather limping and crawling through hoops, and that's with the defendant having admitted liability. I simply couldn't have faced doing the paperwork on top of that myself.

Crap isn't it Bobby, hpe you weren't too badly injured.

Rear ended at 60mph and shunted head-on into oncoming traffic. Thought I'd got off lightly at the time but all sorts of problems have developed since and still having assessments and treatment.

[Nudga]

I'm in the middle of one now with a 25%  'no win, no fee'. It's been 18 months of jumping, or rather limping and crawling through hoops, and that's with the defendant having admitted liability. I simply couldn't have faced doing the paperwork on top of that myself.

Crap isn't it Bobby, hpe you weren't too badly injured.

Rear ended at 60mph and shunted head-on into oncoming traffic. Thought I'd got off lightly at the time but all sorts of problems have developed since and still having assessments and treatment.

Thats worse than mine Bobby, I'm sometimes having trouble with my back now where I can hardly walk upright after work.
Problem is I'm self employed and cant take any time off so I have to plough on.
And I was only hit from behind at around 30 to 35mph so yours must be even worse.

[bobbymax]

I'm in the middle of one now with a 25%  'no win, no fee'. It's been 18 months of jumping, or rather limping and crawling through hoops, and that's with the defendant having admitted liability. I simply couldn't have faced doing the paperwork on top of that myself.

Crap isn't it Bobby, hpe you weren't too badly injured.

Rear ended at 60mph and shunted head-on into oncoming traffic. Thought I'd got off lightly at the time but all sorts of problems have developed since and still having assessments and treatment.

Thats worse than mine Bobby, I'm sometimes having trouble with my back now where I can hardly walk upright after work.
Problem is I'm self employed and cant take any time off so I have to plough on.
And I was only hit from behind at around 30 to 35mph so yours must be even worse.

I was self-emplyed for nigh on 20 years so I know exactly what you're struggling with. Ironically, I'd retired just before the accident. I'm at an age when things do start going tits up but the amount of different issues arising around the area of maximum impact seem endless and, of course  it's too late to add them to the docket now.

[Filo]

Shouldn’t you insurance be claiming on your behalf?

[BillyStubbsTears]

Sorry to hear that Nudge. I hope you're ok. It's many years since I had something similar, so I can't help I'm afraid. Good luck.

[Nudga]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

[Nudga]

Sorry to hear that Nudge. I hope you're ok. It's many years since I had something similar, so I can't help I'm afraid. Good luck.

Thanks BST

[BobG]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

Did you try making a counter offer Nudga? They might be trying it on, or they might not. Either way, you've nowt to lose by going back saying I'm willing to give you xx%.

At best their initial response will be on the lines of 'I'm sorry Sir, company policy, blah, blah blah'. At that point ask 'em what they would accept. They might just offer something lower. If they don't, you could suggest it's a cut and dried case, liability accepted, do their work will be reduced, and, it'll be almost free money for them.


But before having such a conversation, set yourself three targets:

1) best case agreement
2) reasonable and fair agreement
3)worst case agreement you would be prepared to accept


This will give you both guidance about what to do in a conversation like this, and, will stop you being led up the garden path (A good salesman is a dangerous animal. This stops him going to far - not that a toughie like you would let it happen anyway!)


BobG

[Nudga]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

Did you try making a counter offer Nudga? They might be trying it on, or they might not. Either way, you've nowt to lose by going back saying I'm willing to give you xx%.

At best their initial response will be on the lines of 'I'm sorry Sir, company policy, blah, blah blah'. At that point ask 'em what they would accept. They might just offer something lower. If they don't, you could suggest it's a cut and dried case, liability accepted, do their work will be reduced, and, it'll be almost free money for them.


But before having such a conversation, set yourself three targets:

1) best case agreement
2) reasonable and fair agreement
3)worst case agreement you would be prepared to accept


This will give you both guidance about what to do in a conversation like this, and, will stop you being led up the garden path (A good salesman is a dangerous animal. This stops him going to far - not that a toughie like you would let it happen anyway!)


BobG

Ey up Bob. Yes I argued that their fees were obscene and all they came with was "well 7% of that is VAT" . I did say that 25% was a fairer amount considering that I'm the one inconvenienced etc.
They were quite snotty and angry and said "well it's us doing all the work and we don't work for free"
So I just said fine, you won't be working on my behalf then and I hung up. Their attitude stunk and I felt they were unprofessional when I questioned them.

I am.prepared to do the leg work myself, I just wondered if anyone had any experience in doing it themselves.

[BobG]

There must be help somewhere. Give it a Google. I got loads of help a while back after being done by those car park bas**rds

BobG

[drfchound]

There must be help somewhere. Give it a Google. I got loads of help a while back after being done by those car park bas**rds

BobG

Did you get the fine cancelled?

[Filo]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

Did you try making a counter offer Nudga? They might be trying it on, or they might not. Either way, you've nowt to lose by going back saying I'm willing to give you xx%.

At best their initial response will be on the lines of 'I'm sorry Sir, company policy, blah, blah blah'. At that point ask 'em what they would accept. They might just offer something lower. If they don't, you could suggest it's a cut and dried case, liability accepted, do their work will be reduced, and, it'll be almost free money for them.


But before having such a conversation, set yourself three targets:

1) best case agreement
2) reasonable and fair agreement
3)worst case agreement you would be prepared to accept


This will give you both guidance about what to do in a conversation like this, and, will stop you being led up the garden path (A good salesman is a dangerous animal. This stops him going to far - not that a toughie like you would let it happen anyway!)


BobG

Ey up Bob. Yes I argued that their fees were obscene and all they came with was "well 7% of that is VAT" . I did say that 25% was a fairer amount considering that I'm the one inconvenienced etc.
They were quite snotty and angry and said "well it's us doing all the work and we don't work for free"
So I just said fine, you won't be working on my behalf then and I hung up. Their attitude stunk and I felt they were unprofessional when I questioned them.

I am.prepared to do the leg work myself, I just wondered if anyone had any experience in doing it themselves.

Use AI, chatgpt

[Nudga]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

Did you try making a counter offer Nudga? They might be trying it on, or they might not. Either way, you've nowt to lose by going back saying I'm willing to give you xx%.

At best their initial response will be on the lines of 'I'm sorry Sir, company policy, blah, blah blah'. At that point ask 'em what they would accept. They might just offer something lower. If they don't, you could suggest it's a cut and dried case, liability accepted, do their work will be reduced, and, it'll be almost free money for them.


But before having such a conversation, set yourself three targets:

1) best case agreement
2) reasonable and fair agreement
3)worst case agreement you would be prepared to accept


This will give you both guidance about what to do in a conversation like this, and, will stop you being led up the garden path (A good salesman is a dangerous animal. This stops him going to far - not that a toughie like you would let it happen anyway!)


BobG

Ey up Bob. Yes I argued that their fees were obscene and all they came with was "well 7% of that is VAT" . I did say that 25% was a fairer amount considering that I'm the one inconvenienced etc.
They were quite snotty and angry and said "well it's us doing all the work and we don't work for free"
So I just said fine, you won't be working on my behalf then and I hung up. Their attitude stunk and I felt they were unprofessional when I questioned them.

I am.prepared to do the leg work myself, I just wondered if anyone had any experience in doing it themselves.

Use AI, chatgpt

Yeah, I think I'll need that to decode the lawyer jargon.

[ChrisBx]

Shouldn’t you insurance be claiming on your behalf?

They wanted 47% of any winning claim. No chance am I accepting those figures.

Did you try making a counter offer Nudga? They might be trying it on, or they might not. Either way, you've nowt to lose by going back saying I'm willing to give you xx%.

At best their initial response will be on the lines of 'I'm sorry Sir, company policy, blah, blah blah'. At that point ask 'em what they would accept. They might just offer something lower. If they don't, you could suggest it's a cut and dried case, liability accepted, do their work will be reduced, and, it'll be almost free money for them.


But before having such a conversation, set yourself three targets:

1) best case agreement
2) reasonable and fair agreement
3)worst case agreement you would be prepared to accept


This will give you both guidance about what to do in a conversation like this, and, will stop you being led up the garden path (A good salesman is a dangerous animal. This stops him going to far - not that a toughie like you would let it happen anyway!)


BobG

Ey up Bob. Yes I argued that their fees were obscene and all they came with was "well 7% of that is VAT" . I did say that 25% was a fairer amount considering that I'm the one inconvenienced etc.
They were quite snotty and angry and said "well it's us doing all the work and we don't work for free"
So I just said fine, you won't be working on my behalf then and I hung up. Their attitude stunk and I felt they were unprofessional when I questioned them.

I am.prepared to do the leg work myself, I just wondered if anyone had any experience in doing it themselves.

Use AI, chatgpt

Yeah, I think I'll need that to decode the lawyer jargon.

Be careful with AI when it comes to legal arguments as it does quote incorrect legislation and can misinterpret legislation to suit whatever point it is making. It can be a good starting point and can point you in the right direction (I.e. where to research), however everything will need double-checking.

Good luck with your claim.

[Nudga]

Thank you